Talk to a Commercial Mortgage Expert — No Fees, No Obligation
You have found a property. You are approaching a balloon payment. You need a refinance, a bridge loan, or a creative financing solution your bank just turned down. Whatever your situation, the next best step is a direct conversation with an experienced commercial mortgage broker who can tell you honestly what your options are.
Use the scheduling tool below to book a time that works for you. Appointments are available Monday through Friday, 9 AM to 6 PM Pacific. Most initial consultations take 20 to 30 minutes and cost you nothing.
What to Expect from Your Consultation
Financial Compound does not believe in high-pressure sales. Our consultations are structured conversations designed to help us understand your deal — and help you understand what financing is realistically available for it. Here is what typically happens:
Step 1 — Tell Us About Your Deal. Share the basics: property type, location, loan amount, your goals, and your timeline. Whether you are buying, refinancing, pulling cash out, or navigating a troubled loan, we listen first.
Step 2 — We Assess Your Options. Based on your property, your financial profile, and current market conditions, we identify which lenders and loan programs are the best fit — from conventional bank financing to CMBS, bridge loans, SBA, hard money, and agency programs.
Step 3 — We Give You a Straight Answer. We will tell you what we can do, who the likely lenders are, what the approximate terms look like, and what the process involves. No runaround, no vague promises.
Step 4 — You Decide. There is no obligation to move forward. If you want to proceed, we get to work. If you need more time, that is fine too.
What Types of Commercial Loans Can We Help With?
Our brokers have arranged financing for a wide range of commercial real estate loan types. During your consultation, we can discuss any of the following:
Commercial Mortgage Loans — permanent financing for office, retail, industrial, mixed-use, and other income-producing properties. Terms up to 30 years, competitive fixed and floating rates.
Commercial Mortgage Refinance — whether you are facing a balloon payment, looking to lower your rate, or want to restructure your debt, we can identify refinancing options across bank, CMBS, and private lending channels.
Cash-Out Refinance — access equity in your commercial property to fund improvements, acquisitions, or business needs. We have closed cash-out refinances up to $25 million and beyond.
Commercial Bridge Loans — short-term financing for time-sensitive acquisitions, value-add repositioning, or situations where permanent financing is not yet in place. Bridge loans typically close faster than conventional loans.
Multifamily Loans & Apartment Loans — financing for apartment buildings of all sizes through agency programs (Fannie Mae, Freddie Mac, HUD/FHA) and portfolio lenders with competitive rates and flexible terms.
Commercial Construction Loans — ground-up and renovation financing for residential, mixed-use, and commercial projects including condo construction loans.
Hard Money Commercial Loans — asset-based lending for deals that fall outside traditional underwriting criteria, distressed assets, or borrowers needing a fast close.
SBA Loans — Small Business Administration financing including SBA 504 and SBA 7(a) loans for owner-occupied commercial real estate and business expansion.
Commercial Loan Modification & Workout — if you are in a difficult loan situation, our team can help assess restructuring options before problems escalate.
Land Loans — financing for raw land, entitled lots, and development-ready parcels — one of the hardest loan types to place, and one we have successfully closed many times.
Why Borrowers Schedule With Financial Compound
We work for you, not the lender. As an independent commercial mortgage brokerage, our job is to find the best financing for your deal — not push a product from a single lender’s shelf.
No upfront fees. We typically do not charge application or processing fees. Our fee is earned at closing, when you receive your financing.
We close difficult deals. Some of our most recognized transactions are the ones other brokers and lenders walked away from — an industrial refinance closed in 19 days, a $25 million cash-out, a land loan with a 5-day close. We do not shy away from complexity.
Lender access across the full capital stack. We work with banks, credit unions, CMBS conduit lenders, life insurance companies, debt funds, private lenders, and government agency programs. If there is a loan available for your deal, we will find it.
Decades of institutional experience. Our team brings backgrounds from Aetna Real Estate Finance, Avanti Properties Group, MIG Financial, and The Yarmouth Group, with degrees from Columbia Business School, USC, UCLA, and the University of Michigan.
Frequently Asked Questions Before Your Consultation
How long does the consultation take? Most initial calls run 20 to 30 minutes. Complex transactions may take a bit longer, but we keep it focused and efficient.
Do I need to prepare anything? The more you can share about the property type, location, estimated value, loan amount needed, and your timeline, the more specific our guidance can be. But you can come with just the basics — we will ask the right questions.
What are current commercial mortgage rates? Commercial mortgage rates in 2026 vary by loan type, property, and borrower strength — currently ranging from approximately 5.39% for the most competitive programs up to 12% or higher for bridge and hard money products. We will discuss realistic rate expectations for your specific situation during the consultation.
Is there any obligation after the consultation? None. We earn your business by being useful, not by pressuring you into anything.
What size loans do you work with? We work with commercial loans of varying sizes. Contact us to discuss whether your loan amount is a fit for our services.
What markets do you serve? While we are based in Santa Monica, California, we arrange commercial real estate financing nationwide.
Prefer to Reach Us Directly?
If you would rather call or email than use the scheduling tool, we are easy to reach:
📞 310-260-5900 x3 📧 info@commercialmortgagebroker.org 📍 2450 Colorado Ave #239, Santa Monica, CA 90404 🕘 Monday – Friday, 9:00 AM – 6:00 PM Pacific
