Santa Monica, CASanta Monica, CA Mon - Fri 09:00 AM - 06:00 PM 310-260-5900 x3

Our Commercial Mortgage Brokerage Best Practices

Sharing transaction pricing and structuring information in an organized and cooperative way to help keep our staff abreast of capital provider preferences, new financial products, and “hot money”,

Our process includes (1) sharing transaction pricing and structuring information, as well as capital provider research in an organized and cooperative way as part of staying abreast of capital provider preferences, new financial products, and cutting-edge pricing, (2) weekly underwriting and credit training in our experiential learning environment called University of Financial Technologies held Fridays at noon in our conference room, lunch is included, (3) utilizing and enhancing numerous proprietary templates we created in Excel and Google Sheets to process transactions efficiently, some of which model abstruse financial and mathematical concepts in a simple and understandable way. One of our staff members wrote a book entitled “Real Estate JV Equity Modeling in Excel”, (4) reading and discussing trade magazines and finance journals, (5) utilizing state-of-the-art computer infrastructure and information management systems to organize and work with transaction records efficiently; as well as to safeguard confidential client data (Privacy Policy), and (6) making most of the important decisions through consensus amongst our staff.

What’s in a logo

The Financial Compound logo is pronounced “aleph to the root of pi”. The Financial Compound logo is pronounced “aleph to the root of pi”. Our logo challenges us to pursue creative and innovative solutions to real estate finance problems. Our pursuit of this knowledge directly benefits our clients in the form of lower financing costs and cutting-edge transaction structures.

Aleph is a math symbol used to express the cardinality, or size, of infinite sets as pioneered by Georg Cantor, a prolific mathematician in the late 1800s. The cardinality of a set of 3 people at a dinner table is 3, and the cardinality of a set of 100 people at a movie theater is 100. Cantor discovered that infinite sets could have different cardinalities.

Pi is an irrational number. It’s the relationship between the area and radius of a circle, equal to approximately 3.14159…. with digits continuing forever and never repeating a pattern. One cannot point to pi on the number line. We can point to a rational number very close to pi, such as 3.1416, but we can never pinpoint pi or any other irrational number.

One of Cantor’s set theory conclusions is that there must be an infinitely greater amount of irrational numbers compared to rational ones, as there is always an infinite amount of space for numbers between any two points on a number line, no matter how close together they are. Yet mathematicians have only discovered limited amounts of irrational numbers to-date. Some mathematicians have driven themselves crazy searching for the next irrational number. So let us not get carried away thinking about it for too long.

Math and Real Estate Capital Markets

Our commercial mortgage brokerage uses a subset of our logo for its marketing materials in part to symbolize the hidden nature of many financing solutions. By studying and working on our clients’ transactions tirelessly, Financial Compound, commercial mortgage broker is often able to discover a hidden and creative financing solution.

What is the pieth root of aleph? Financial Compound thinks it’s approximately the cubed root of aleph, which is equal to about aleph. What do you think? We celebrate pi day on 3/14 or the closest business day to 3/14, and you are invited to join us in our office for some pie, the traditional food for pi day.

By thinking beyond the pi, Financial Compound stays abreast and sometimes a step ahead of the real estate capital markets, sometimes using a different notation such as aleph and pi.