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Sacramento commercial real estate market 2026 — aerial view of Capitol Mall office towers, the State Capitol and Tower Bridge at golden hour

Sacramento Commercial Real Estate Market 2026: Office, Industrial & Multifamily Financing Outlook

Data current as of October 22, 2026. Covers the greater Sacramento region: Sacramento, Placer, El Dorado, and Yolo Counties. Rates move weekly, so re-check them before you sign anything. On July 1, California called most of its state workforce back to the office four days a week. In the first ten days, downtown foot traffic...
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Inland Empire SBA 504 loan — aerial view of small-bay owner-user industrial buildings in Ontario, California with the San Gabriel Mountains at golden hour

Inland Empire SBA 504 Loan: 2026 Rates & Buy-vs-Lease Math

SBA 504 Industrial Loans in the Inland Empire: The 2026 Buy-vs-Lease Math for Owner-Users Data current as of October 17, 2026. Covers owner-occupied industrial property in Riverside and San Bernardino Counties. Rates move monthly, so re-check them before you sign anything. An Inland Empire SBA 504 loan closed this quarter carries a fixed rate just...
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Los Angeles commercial real estate market Q4 2026 aerial view of Downtown LA office towers, Century City and port-area industrial warehouses

Los Angeles Commercial Real Estate Market Q4 2026: Rates, Vacancy and the Road to Year-End

Data current as of September 26, 2026. Covers Los Angeles County, Orange County, and the Inland Empire (Riverside and San Bernardino Counties). The Fed raised rates on September 16. First hike since 2023. Nine days later, the 10-year Treasury closed at 5.17%, the highest level since 2007. That’s the backdrop for the Los Angeles commercial...
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hottest commercial mortgage markets 2026 map of United States highlighting Dallas-Fort Worth, New York City and San Francisco Bay Area

The 3 Hottest Commercial Mortgage Markets in the U.S. Right Now (September 2026)

Every September, we sit down and look at the whole country. Not just LA. Not just California. Because a lot of our borrowers own property in more than one state now, and lenders price every market a little differently. So here’s the 2026 version. A national U.S. commercial mortgage market analysis, and the three metros...
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San Diego commercial real estate market 2026 aerial view of Otay Mesa industrial warehouses

San Diego Commercial Real Estate Market 2026: Industrial & Medical Office Outlook

I get asked about San Diego more than any other California market outside of LA right now, and the questions are almost always about two property types. Industrial, because everybody read the headlines about Otay Mesa and wants to know if the party is over. And medical office, because it is quietly the best-performing commercial...
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Aerial view of the coastal Los Angeles commercial real estate market in 2026, spanning Santa Monica, the South Bay, and the Pacific coastline at golden hour

Coastal Los Angeles Commercial Real Estate Market 2026: Santa Monica, Malibu, South Bay and Huntington Beach

We’ve been financing commercial property up and down this coastline for thirty years, and I can tell you 2026 is one of the strangest markets I’ve ever seen. Not bad. Strange. You got office towers in Santa Monica sitting roughly a third empty while a warehouse in Torrance leases half a million square feet to...
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Stylized navy and gold illustration of the San Francisco, Chicago and Atlanta skylines rendered as data columns of uneven height, representing commercial real estate investment volume growth by market

The Fastest Growing Commercial Real Estate Markets in 2026 Arent the Biggest Ones

Everybody asks which markets are biggest. Wrong question. Sort the most recent city-level investment data by growth rather than size, and the whole list rearranges itself. San Francisco volume up 150% year over year. Chicago up 96%. Atlanta up 91%. Washington D.C. managed 23%, New York 21% — respectable, but nowhere near the top of...
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Partially lit older office towers in San Francisco's SoMa district at dusk, illustrating the occupancy gap behind San Francisco office loan workout negotiations in 2026

San Francisco Office Loan Workout in 2026: Modification, Special Servicer, Discounted Payoff, Note Sale

Financial Compound has been placing commercial debt since 1996, and I’ll give it to you straight — the San Francisco office file that lands on my desk in 2026 isn’t a purchase, and it isn’t really a refinance either. It’s a negotiation. The borrower doesn’t need a rate quote. He needs to know what happens...
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California bridge loan rates 2026 — bridge over the Los Angeles River with downtown LA skyline

California Bridge Loan Rates in 2026: What You’ll Really Pay, and How to Qualify

California Bridge Loan Rates in 2026: What You’ll Really Pay, and How to Qualify California bridge loan rates in mid-2026 are running anywhere from the mid-6s to north of 11%, and the gap between those two numbers is the whole ballgame. Same state, same month, same product name. What changes is the deal, the sponsor,...
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San Francisco skyline at sunset representing Bay Area commercial mortgage maturities in 2026

Bay Area Commercial Mortgage Maturities: The Wall Finally Came Due

Bay Area commercial mortgage maturities are the single biggest story in Northern California real estate this year, and most borrowers are still treating it like somebody else’s problem. It’s not. If you own commercial property in San Francisco, Oakland, San Jose, or anywhere in between, and your loan was written between 2015 and 2021, there...
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California commercial mortgage market — Los Angeles skyline with American flag marking the nation's 250th anniversary

The California Commercial Mortgage Market at America’s 250th Birthday

The California commercial mortgage market turns a page this month, and so does the country. July 4, 2026, marked 250 years since the Declaration of Independence. The semiquincentennial, if you want the official mouthful. I don’t. What I want to do is what a lender would do with any file that’s been open for two...
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Inland Empire commercial real estate refinancing — aerial view of logistics warehouses and apartment communities across Riverside and San Bernardino Counties at golden hour, with the San Bernardino Mountains beyond

Inland Empire Commercial Real Estate Refinancing: What 2026 Actually Looks Like

Inland Empire commercial real estate refinancing in 2026 is a different animal than it was three short years back. Michael’s been placing commercial debt since 1996, and I’ll give it to you straight — most of what crosses my desk this year isn’t a purchase. It’s maturity. Loans written in 2015, 2016, a whole stack...
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