Partially lit older office towers in San Francisco's SoMa district at dusk, illustrating the occupancy gap behind San Francisco office loan workout negotiations in 2026

Jul

2026

San Francisco Office Loan Workout in 2026: Modification, Special Servicer, Discounted Payoff, Note Sale

July 29, 2026

Financial Compound has been placing commercial debt since 1996, and I’ll give it to you straight — the San Francisco office file that lands on my desk in 2026 isn’t a purchase, and it isn’t really a refinance either. It’s a negotiation. The borrower doesn’t need a rate quote. He needs to know what happens […]

Jul

2026

California Bridge Loan Rates in 2026: What You’ll Really Pay, and How to Qualify

July 18, 2026

Milinko Milincic

California Bridge Loan Rates in 2026: What You’ll Really Pay, and How to Qualify California bridge loan rates in mid-2026 are running anywhere from the mid-6s to north of 11%, and the gap between those two numbers is the whole ballgame. Same state, same month, same product name. What changes is the deal, the sponsor, […]

Jul

2026

Bay Area Commercial Mortgage Maturities: The Wall Finally Came Due

July 14, 2026

Team FC

Bay Area commercial mortgage maturities are the single biggest story in Northern California real estate this year, and most borrowers are still treating it like somebody else’s problem. It’s not. If you own commercial property in San Francisco, Oakland, San Jose, or anywhere in between, and your loan was written between 2015 and 2021, there […]

California commercial mortgage market — Los Angeles skyline with American flag marking the nation's 250th anniversary

Jul

2026

The California Commercial Mortgage Market at America’s 250th Birthday

July 7, 2026

Team FC

The California commercial mortgage market turns a page this month, and so does the country. July 4, 2026, marked 250 years since the Declaration of Independence. The semiquincentennial, if you want the official mouthful. I don’t. What I want to do is what a lender would do with any file that’s been open for two […]

Inland Empire commercial real estate refinancing — aerial view of logistics warehouses and apartment communities across Riverside and San Bernardino Counties at golden hour, with the San Bernardino Mountains beyond

Jun

2026

Inland Empire Commercial Real Estate Refinancing: What 2026 Actually Looks Like

June 30, 2026

Team FC

Inland Empire commercial real estate refinancing in 2026 is a different animal than it was three short years back. Michael’s been placing commercial debt since 1996, and I’ll give it to you straight — most of what crosses my desk this year isn’t a purchase. It’s maturity. Loans written in 2015, 2016, a whole stack […]

Inland Empire commercial real estate loans — aerial view of Riverside and San Bernardino logistics warehouses with mountains behind

Jun

2026

Inland Empire Commercial Real Estate Loans: Your 2026 Financing & Refinancing Guide

June 17, 2026

Team FC

Inland Empire commercial real estate loans fund the warehouses, apartment communities, retail centers, and development sites that anchor the most active industrial market in the United States. For borrowers across Riverside and San Bernardino Counties, the challenge is rarely whether capital exists — it is reaching the right lender, on the right structure, at the […]

medical office building loans los angeles

Jun

2026

Medical Office Building Loans: Healthcare Real Estate in Los Angeles

June 6, 2026

Team FC

Medical office building loans give Los Angeles physicians, practice groups, and healthcare investors a path to own, refinance, or reposition the clinical space their patients depend on. As outpatient care continues to migrate from hospital campuses to neighborhood clinics, demand for well-located medical real estate across the LA basin has remained remarkably durable. Financial Compound […]

Jun

2026

Office Building Financing in Los Angeles: Complete 2026 Guide

June 1, 2026

Team FC

Securing office building financing in Los Angeles in 2026 looks nothing like it did three years ago. Vacancy rates are elevated, lender appetite is selective, and underwriting has tightened across every capital source touching the LA office market. Yet capital is still available for the right sponsor, the right asset, and the right business plan. […]

May

2026

Understanding the $1.8 Trillion Wall of Maturities: Opportunities for LA Commercial Borrowers

May 9, 2026

Team FC

A historic wave of commercial loan maturities is hitting in 2026 — and Los Angeles, with its concentration of 2020–2022 vintage debt, rent-controlled multifamily, and repricing office stock, sits at the center of it. For borrowers who prepare early, the challenge is also an opportunity. For the first time in more than a decade, the […]

May

2026

Commercial Mortgage Broker in Los Angeles: Your Guide to LA & California Financing

May 3, 2026

Team FC

Looking for the best commercial mortgage broker Los Angeles investors trust in 2026? You’re in the right place. Los Angeles ranks among the most active commercial real estate markets in the United States. The metro economy exceeds $1 trillion in GDP. California accounts for nearly 19% of total U.S. CRE transaction volume. Securing the right […]

Apr

2026

Commercial Mortgage Rates Guide 2026

April 25, 2026

Michael Schwartz

Look, “the rate” is not a number Borrowers call me asking what the rate is. Like it’s one number. Like I have a sheet on my desk that says “today the rate is 6.85%.” It does not work that way, and it never has. Every commercial mortgage rate is built. Index plus spread, plus a […]

Industrial Building Refinance 19 day close

May

2025

Brazen Industrial Building Refinance in 19 days that pundits celebrated as impossible

May 17, 2025

Michael Schwartz

How We Closed a $12 Million Industrial Building Refinance in Just 19 Days Commercial mortgage broker Financial Compound takes pride in our ability to execute even the most complex commercial real estate transactions on tight deadlines. Recently, we were approached by a client needing to refinance their industrial mixed-use property. The challenge? Closing a $12 […]

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